GOLFER'S INSURANCE

With Malayan Golfer's Insurance, you enjoy total protection from liability to the public in case of untoward incidents. Expenses resulting from damage to third parties and their possessions are quickly shouldered by Malayan.

Malayan Golfer's Insurance offers full coverage for loss and damage to golf clubs and equipment, accidental loss of life and limb, plus medical expenses due to accidents, and caddie's medical expenses. And when you finally score that hole-in-one, you are entitled to a blow out allowance!

Loss or damage to Golf Clothing, Clubs and equipment (except Golf Balls and Golf Tees) the property of the Insured caused by Fire, Lightning, Thunderbolt, Robbery, Burglary, Housebreaking, Larceny or Theft, or Accidental means anywhere within limits of the Geographical Area stated in the said schedule up to an amount not exceeding the Maximum Sum stated in the PLAN chosen. Coverage is extended to cover golf clubs anywhere in the Philippines - while in the golf course, driving range, at home, in transit, or while in your car.

Loss of or Damage to Clothing (other than Golf Clothing) which is the property of the Insured caused by Fire, Lightning, Thunderbolt, Robbery, Burglary, Housebreaking, Larceny or Theft while such clothing is contained within any Golf Club House anywhere within the limits of the Geographical Area up to an amount not exceeding the maximum stated in the PLAN chosen.

Claims made on the Insured in respect of the accidents caused by the Insured whilst practicing or playing Golf on any recognized Golf Course resulting in: Bodily injury to any person not being a member of the Insured's family or household nor in his service. Damage to property not belonging to nor in the charge or under the control of the Insured nor a member of his family or household nor of a person in his service.

Accidental bodily injury to the Insured caused by violent external and visible means which happens whilst the Insured is practicing or playing Golf on any recognized Golf Course.

A. BENEFIT FOR ACCIDENTAL DEATH/PERMANENT DISABLEMENT shall be the sum stipulated under Personal Accident in the PLAN chosen.

B. ALL MEDICAL EXPENSES RELATING TO SUCH INJURY shall be paid up to the amount stipulated under Medical Reimbursement of the PLAN chosen.

NOTE: This cover will apply to Golfers who are not more than 70 years old.

The company undertakes to pay the reasonable medical and other incidental expenses incurred in connection with any bodily injury by violent accidental external and visible means sustained by a caddy whether hired by the Insured or not accidentally caused by the insured whilst playing or practicing golf on any recognized golf course. Coverage under this section shall also apply to tee girls in driving ranges.

It is hereby declared and agreed that in the event of the Insured achieving a "Hole-in-One" during the course of play on any recognized golf course in any Geographical Area, the Company will pay to the insured a sum amount not exceeding the amount stipulated in the PLAN chosen. In support of a claim under this Section of the Policy the Insured shall produce proof as the Company may require.

A. Reimbursement of expenses. All expenses incurred in the day and in the Golf Club where Hole-in-One was achieved will be reimbursed but not exceeding sum per PLAN chosen.

B. Prize Indemnity. The sum stipulated in the PLAN chosen will be awarded to the Insured/Golfer.