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"NEW AND IMPROVED" HOME PROTECT

 

Malayan Insurance, the number one non-life insurance company in the Philippines, is pleased to introduce its latest product out in the market called the New and Improved Home Protect. The New and Improved Home Protect is specifically designed to secure your home, and more importantly, your family from fortuitous events that may happen. The product offers the maximum coverage commensurate to the value of your home, is very flexible, and is applicable not only to home owners but also to home renters as well.

The product features include the Property Insurance Cover, Personal Liability Cover, Personal Accident and Hospitalization Insurance Covers for you and your family, Household Employee Insurance Cover, Burglary and Housebreaking Cover and Valuable Items Cover. The Debris Removal Compensation, Architects and Surveyors Fees, Increased Cost of Living Covers are offered for free. Below is the detailed description of the insurance covers offered under the New and Improved Home Protect


Protection from Fire & Lightning, Earthquake, Bursting or Overflowing of Water Tanks, Pipes and Fittings, Sprinkler Leakage, Riot, Strikes & Malicious Damage, Typhoon, Flood, Smoke Damage, Explosion, Vehicle Impact & Falling Aircraft. This cover also includes property related extensions namely Debris Removal Compensation and Architect and Surveyors Fee.


Protection against third party claims as a result of property damage and/or bodily injury. This includes legal expenses necessary to defend the Insured from third party claims.


Monetary benefit for the Insured, the spouse and children in the event of accidental death or dismemberment arising within the period of insurance.

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Protection against loss or damage to property following an actual forcible and violent entry of the premises by persons committing such felonious acts.


Provides financial assistance to the whole family for medical expenses incurred due to sickness.


Provides hospitalization, personal accident and personal belongings protection to the Insured's household employees.


Protection against loss or damage of declared valuable items within the premises such as works of art, antiques and jewelries.

 

Malayan has also included the Fix Hotline™ service in your Home Protect policy. Fix Hotline is an emergency home assistance service hotline courtesy of service provider International SOS. With Fix Hotline, you get access to various referral services free of charge, by just dialing (02) 633-3097. The following are the value-added services offered under the Fix Hotline Program:

Locksmith Assistance
Fix Hotline can arrange for a locksmith house call if you are locked out of your home

Plumbing Assistance
Fix Hotline can arrange for a plumber house call on your behalf to repair clogged or leaking pipes in your homes

Electrical Assistance
Fix Hotline can arrange for a qualified electrician to repair electrical problems (short circuit, power shortage, etc.) in your homes

Pest Control Assistance
Fix Hotline will arrange for a qualified person to eliminate pests annoying you and your family

Laundry Assistance
Fix Hotline can arrange for a house call to assist you in your laundry needs

Home Movers Assistance
Fix Hotline can arrange for professional movers to assist you in transporting your furniture and appliances to your desired destination

Secure your home and your family now with the New and Improved Home Protect. For more information, you may call Malayan's Integrated Marketing and Communications Department at 242-8888 loc. 264.

Basic Cover:

COMPREHENSIVE HOME INSURANCE
Coverage
Basic Property Insurance F&L w/ Allied Perils and Property Extensions
1,000,000.00
Increased Cost of Living
100,000.00
Personal Liability
100,000.00
Fix Hotline Service
free referrals
BASIC PREMIUM
PHP 1,500.00

Optional Covers:

Property Insurance
Limits
Premiums
Additional Sum Insured
25,000.00
35.00
50,000.00
70.00
100,000.00
140.00
500,000.00
700.00
1,000,000.00
1,400.00
Burglary & Housbreaking Cover
Limits
Premium
10% of Sum Insured
100,000.00
200.00
Personal Accident
Limits
Premium
Accidental Death & Disablement with 10% Medical Reimbursement
50,000.00
100.00
Household Employee Insurance
Limits
Total Premium per Employee
Personal Belongings
5,000.00
50.00
Personal Accident (AD & D with 10% MR)
10,000.00
 
Hospitalization (DCB,Max 10 days per confinement)
250.00
Hospitalization Insurance
Limits
Total Premium per Family Member
Daily Cash Benefit (Max 10 days per Confinement)
1,000.00
100.00
ICU Benefit (Max 10 day per Confinement)
2,000.00
 
Surgical Benefit (Per Operation)
10,000.00
Valuable Items Protection
Limits
Premium
Available in denominations of P 100,000 (First Loss)
100,000.00
1,000.00

Click here to Download Home Protect Application Form or you may apply On-Line


 


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