Is preparing for accidents impossible?
Have you heard of these stories?
Children losing their mother because of an unfortunate trip and fall accident, a hard-working man left disabled on the way to work because of an accident, and a young woman lost too early because of a natural disaster she couldn’t run away from fast enough. The usual response among us Filipinos is “sayang”. A good life wasted by an accident so unexpected that we are left to wonder, what about us?
Accidents are unforeseen events that can happen to anyone anytime. It can happen to you when you are on your way to work, to your spouse when he/she is doing errands or to your children when they are in school. These unforeseen events bring not just emotional burden but can also financially harm us if we are not prepared. This is especially true if the family’s breadwinner passes away or is disabled due to accidents.
How do you prepare for something that is, by definition, unexpected?
You protect yourself, your family and your employees ahead with Malayan’s Total One Protect. Total One Protect will cover the insured against loss of life due and/or injuries sustained to accidents. A burial assistance cover is also provided to your bereaved beneficiaries.
What does that mean exactly?
In case of death, this comprehensive insurance will help your family get back on their feet. Benefits from your insurance policy can be used for your family’s daily needs as well as your children’s educational fees. If one of you needs to be hospitalized, your family can reimburse their medical expenses as well. In the case of a murder & unprovoked assault incident arising from robbery, hold-up assault, Malayan will also indemnify your beneficiaries. If one of your family members is held financially and legally liable for damage against a third party, this insurance policy will respond and indemnify you.
It’s always good to not worry about unexpected catastrophes, disasters and misfortunes. But what Total One Protect gives you is peace of mind that if and when an unforeseen misfortune happens, you and your family are protected and financially indemnified.
Click here to buy Total One Protect online.
Article by Patricia Landingin of Malayan Insurance
Ensure that your loved ones will always be safe and secured. Protect your family with Malayan's Total One Protection. Affordable coverages available for as low as P650/month.
Secure your family's future with Malayan Insurance Total One Protect here.
Accidental Death and Dismemberment
You and your family will be protectd against injuries and loss as a result of accidents. You and your family will be covered for up to Php 100,000 against accidental death and dismemberment.
For medical expenses as a result of an accident, you and your family can reimburse for up to Php 10,000 per accident.
Should any one of you die as a result of an accident, Malayan Insurance will help your beneficiaries in their mourning with a burial assistance worth Php 25,000.
Murder and Unprovoked Assault
This insurance also provides indemnity to the insured for disability or loss of life due to murder & unprovoked assault arising from robbery, hold-up assault, or other unlawful offence done to the client for up to Php100,000.
Third Party Liability
Finally, this insurance answers for liabilities that may arise in the event that your or any one of your family members is held financially and legally liable for damage to a third party’s property or injury to another person for up to Php10,000.
Assured should be residing in the Philippines.
Principal Assured must at least be 18 years old and not more than 65 years old:.
If the Principal Assured is Married, the following family members are covered by insurance:
· Spouse: provided he/she is not more than 65 years old at of the date of application.
· Child/children (maximum of 4): provided the child is not more than 55 years old at of the date of application.
If the Principal Assured is Single, the following family members are covered by insurance:
· Parent/s: provided he/she is not more than 65 years old at of the date of application.
· Sibling/s (maximum of 4): provided the sibling is not more than 65 years old, at of the date of application.