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Miscellaneous Casualty

Liability Insurance

Insurance contract whereby the insurer agrees to indemnify the insured in the event insured is held financially and legally liable for damage to another party’s property or injury to another person, arising from an accident due to the insured’s negligence in connection with the insured’s business or household operations or professional services.

The purpose of liability insurance is to pay for the cost of damages and defense cost resulting from the negligent acts or omissions of the Assured.

Types of Liability Insurance leagues:


Crime Insurance

An insurance contract where the Insured is compensated for losses brought about by dishonest, fraudulent or felonious acts.

Types of Crime Insurance


Cyber Insurance

With the operating environment for most industries now more digitally-connected, new exposures on huge first party and third party losses, business interruption and even regulatory civil fines and penalties should be of immediate concerns. Cyber-attacks and data breaches have been emerging as a serious problem worldwide with a huge estimated cost to the global economy.

WHAT IS CYBER INSURANCE?

Malayan’s Cyber Insurance intends to protect you from risks that are associated with e-business, the Internet, networks and information assets. It is intended to cover a variety of both liability and first party losses that may result when a business engages in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network.

Cyber Insurance bridges the gap of cover from a traditional property insurance and third party liability policies by covering the non-tangible assets such as data information as insured interest; and non-tangible third party property damage or emotional distress without physical injury (i.e. identity theft out of breach of data privacy) arising from computer system breach.

KEY COVERAGE

SECURE A QUOTE

  1. Duly accomplished signed and dated Cyber Insurance application form
  2. Claims Information for the past 5 years whether insured or not
  3. Other documents as stated in the application form

For more information on Miscellaneous Casualty Insurance, kindly inquire HERE