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RAJAH

The Rajah is a Personal Accident insurance plan that is both relevant and responsive. Developed with your security in mind. It provides 24-hour, year-round protection worldwide.

The Rajah guarantees:

  • Full insurance benefits for Accidental Death or Double Dismemberment;


  • Full schedule of benefits for Permanent Disablement or Dismemberment;


  • Indemnity for accidental loss incurred during air travel;


  • Protection against loss of income and medical expenses, or Murder and Unprovoked Assault or both, at your option.

Plus, your coverage will be increased automatically upon renewal at no cost, WHETHER A CLAIM IS PRESENTED OR NOT.

BENEFITS
       

1. A) ACCIDENTAL DEATH
        Pays the whole principal sum for loss of life occurring within 12 months after         the date of accident

       
    B) PERMANENT DISABLEMENT OR DISMEMBERMENT
        Pays the principal sum in case of permanent or total disability defined as being         prevented permanently and totally from engaging in a reasonable occupation         based on education, training or experience (monthly payment commences         within thirteenth month); percentages thereof for loss of feet, hands, figers,         thumbs, arm(s), leg(s), sight, hearing and other injuries. For full description,         see copy of the policy.
       
2. WEEKLY INDEMNITY
    Pays the weekly indemnity stated in the schedule not to exceed 52 consecutive     weeks when, by reason of injury, the insured is continuously disabled and     prevented from performing each and every duty pertaining to his occupation and     one third of the weekly indemnity if he can't perform at least one important duty.
       
3. MEDICAL REIMBURSEMENT
    Pays the actual expenses incurred, but not to exceed the amount stated in the     schedule when injury results in treatment by a legally qualified physician or     surgeon, confinement in a hospital or employment of a licensed or private nurse.
       
RENEWAL BONUS
       
     Upon annual renewal of the policy, the original sum is increased by 5% each year up to five consecutive years for the first P100,000.00. This benefit is applicable to individual policies only.
     The benefit is given WHETHER OR NOT A PRIOR CLAIM IS INCURRED. All you have to do is renew.
       
THE RAJAH: Annual Premium
Occupational Class
Death, Permanent Disablement/ Dismemberment
Weekly Indemnity (Optional)
Medical Reimbursement (Optional)
Annual Premium per P1,000.00
Principal Sum Benefit
Annual Premium per P5.00
Weekly Benefit
Annual Premium per P100.00
Benefit
1
P 1.20
P 1.20
P 1.20
2
   2.00
   2.00
   2.00
3
   3.00
   3.00
   3.00
4
   4.00
   4.00
   1.00
       
THE RAJAH
Occupational Classifications
       
Class 1:

Non-hazardous office and executive personnel whose duties are office and traveling only
Class 2:
Occupation involving limited manual labor (not using machinery)
Class 3:
Skilled or semi-skilled industrial workers using light machinery
Class 4: Industrial workers using heavy machinery or unskilled workers
       
     The Rajah can be endorsed to provide coverage while the insured is riding as a passenger on a private, sigle or twin engined aircraft, including helicopters. A moderate additional premium will be charged.
       
THE RAJAH: EXCLUSIONS*

Suicide, bacterial infections, certain murder and assault, war or organized hostilities, strikes, nuclear radiation, professional athletics, mountaineering, scuba diving, aerial sports, racing, mine cave-ins.
For full description of exclusions, see copy of the policy.

       

 

      


 


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